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Staging Advice - Make those REPAIRS

Not more staging advice!  Yes I'm going to keep giving it to you sellers out there until every one of youstaging advice, 'gets it'. 

This post is about 'Repairs' and how doing routine repairs & chores can blanket your home with buyer good will.  If buyers feel they don't have to 'do alot of work' for the price - your home will be elevated to the top of the heap! 

Enjoy the advice from Ginger Foust a home stager from Fresno, CA.

 

Via Ginger Foust-Home Stager Oakhurst CA Dream Interior Redesign & Staging Calif (Dream Interior Redesign & Staging Oakhurst CA):

Sellers and Realtors: Staging Education, Part Two, Repairs

Dream Home Decorating and Home Staging Oakhurst CA

Part of my role as a professional home stager is to educate Home Sellers and Real Estate Agents about the realities of Home Staging.  Watching home staging programs on TV frequently misleads viewers and does not often impart the details of how a professional stager works and how the staging process plays out.

In the Fresno, Clovis and Madera foothill and mountain communities the housing market remains a very strong Buyers market.  I have heard many stories of buyers getting homes for 40-50% of the value that was established for them 2-3 years ago.  Many sellers are underwater with their loans and need a way out.  Home staging can help with these issues. 

Professional home staging is frequently misunderstood by many real estate agents and homeowners.  Sellers and agents are often fearful of the stager and the process.  They often think that it is primarily about decluttering, removing family photos and then adding beautiful items from a stager's inventory or having to buy new furniture themselves. 

While those aspects can be important they are NOT the sum total of what a professional home stager can do for you and your home.  We do NOT come into a home to demean or berate how the seller lives.  Our goal is to help sell the property and to make the process as easy on the seller's as possible. 

*** *** ***

This is Part Two of a Seven (7) part series about the ins and outs of real-life professional home staging.  You can read Part One here: An Overview to Professional Home StagingPart Three, DeCluttering is here.

REPAIRS or deferred maintenance  

When a potential buyer visits a home where repairs are clearly visible it screams out to them, ..."beware these are not the only problems with this house.  MORE ARE HIDDEN AND SOMEDAY YOU WILL PAY FOR THEM."   

While this may not be the case it is what buyers imagine and they will likely move on to the next listing BEFORE they even consider that listing. 

Here is a case that has an easy fix, but the owner's choose to ignore the problem:

                                   Dream Home Decorating and Home Staging Coarsegold CA

What does this say about the house?  In my opinion it says that the owners don't take care of small items therefore they probably don't take care of the major items.  Will the heater or air conditioner work when I need it?  Are there unseen plumbing or water issues? 

Professional home stagers can usually provide Real Estate agents and Home Sellers with extensive checklists that can assist sellers in determining repairs needs.  Generally they cover items on the exterior and the interior of the home.  My checklist for sellers is six pages long (I know that length may seem intimidating but selling a home is not a walk-in-the-park).

Here are just some itmes on our list: 

Exterior:

  •  Repair or replace missing and/or damaged fence slats, stakes and posts.Dream Home Decorating, Home Staging Fresno, Clovis, California
  •  Remove dead tree and shrubbery that it causing damage (or may cause damage) to the house
  •  The garage door should open freely and quietly.
  •  Clean grease and oil spots from concrete or asphalt surfaces.
  •  Polish door handles, door knockers and anything that should be shiny.
  •  Replace/repair any broken or unsightly items.. such as handles, mailboxes, lock pads.
  •  Power wash siding, walkways, decks, under the eaves and anyplace where dirt and spider webs are a problem. 
  •  A fresh coat of paint anywhere, in or on a house says to buyers  "this house is cared for."
  •  Make repairs to worn shingles or roofing tiles and gutter seams
  •  Clean out the gutters.

Interior:

  •  Rub a bar of soap on all window and slider tracks to aid in ease of opening.  Dream Home Staging and Home Decorating Fresno, Clovis California
  •  Keep stairways tidy and assure that all handrails are sturdy, secure and safe.
  •  Repair or replace missing or damaged tile, hardwood, vinyl and baseboards.
  •  Repair or replace or reface countertops: broken tiles, chipped laminate.
  •  Pay close attention to bathroom sink and tub surrounds.  New caulking may be needed. 
  •  Replace old, outdated and soiled carpeting.
  •  Re-enamel, patch or replace badly chipped or stained fixtures. Tub, tile and porcelain refinishers  are often less expensive than purchasing new. 
  •  Repair noisy or leaky toilets and faucets.  Clean faucets filter screens for a nice even flow.

My list for sellers is much more extensive, the above is just a taste. 

(The list that a home stager provides is never meant as a substitute for a professional home inspection.)

If a seller is not willing to make repairs to their home, then it's unreasonable for them to expect potential buyers to pay for those repairs.  Eventually those repairs will need to be paid for, by the seller, but waiting for buyers to ask for that means that a sale may be missed. Buyer's will move on to another listing that is a well-maintained house. 

DON'T GIVE THAT SALE AWAY TO THE COMPETITION! 

*** *** ***

Dream Home Staging and Home Decorating, Fresno California 

Dream Interior Redesign & Staging, by Ginger Foust, is a full service Professional Staging and         Interior ReDesign company.

Locally serving the Californiafoothill and mountain communities of Oakhurst, North Fork,      Coarsegold,Ahwahnee, Bass Lake, Wawona and MariposaAlso servicing areas of Fresno, Clovis and Madera, California.

Providing Virtual and Conceptual Staging Worldwide.

 Click here to see a short slideshows with examples of our work. 

 Visit our website at www.dreamredesigns.com for more information or call 559-877-2442.

 

Lyn Sims


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1 commentLyn Sims - Northwest Suburbs • May 29 2010 01:21PM

Must be something in the air, something in the stars or my ouija board has a speed bump!

Must be something in the air, something in the stars or my ouija board has a speed bump!  


There have been an unusual amount of 'strange happenings' in my real estate hemisphere!

Buyer client #1 states at home inspection - 'Can't you just give me the payment book & we can get this over with'?   Sure, I'll work on that for you but we have to go thru the closing process first.

Buyer client #2 states at closing - 'I'm tired of reading all this @%*&!n paperwork, just tell me where to sign and give me my payment number'.   Hmmmm, are you related to that other guy?

Buyer #2 obviously has lost his patience with the closing process.  He now hates the sellers, and anyone attached to or admits to knowing the sellers.

Why?  Check out the picture below - the Sellers won't remove the ice cream truck from the driveway!  That's right I said Ice Cream Truck as in 'Good Humor'.  I didn't even know one of them could still make it around the block.  Well, obviously this one no longer runs and the buyer wants it gone!


I made a 'secret suggestion' that we just roll it into the street and let it crash into the ditch on the other side of the parkway and let the village deal with it.  No cost to us - my kind of idea!  It'll be fun, like a high school prank & hopefully the cops won't find us.

Well, they're no fun - they are only holding back $5000 of the sellers proceeds.  

The stars are just not 'that spontaneous' today.  Maybe next week.

 

Lyn Sims


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11 commentsLyn Sims - Northwest Suburbs • May 29 2010 12:48PM

Schaumburg Airport - Kids can meet a national hero Jeff Skiles from US Air 1549

Special Young Eagles Event at the Schaumburg Airport

 
Date:  Saturday June 12, 2010
Time:  9:00 AM to 1:00 PM           Free Rides for kids 8-17 Years Old
 
The Experimental Aircraft Association (EAA) Chapter 101 providesSchaumburg airport, free flights to kids between the ages of 8 and 17 at the Schaumburg Regional Airport on the first Sunday of every month April through December. There will be a special Young Eagles event on June 12 in addition to the regularly scheduled June 6 event.
 
These flights are provided by private pilots flying owned or rented aircraft who are registered members of the EAA Young Eagles Program. The previous national Chairperson was Harrison Ford (hubba-hubba which is just a side note from me!) . The new Chairperson position is actually shared by two pilots who have achieved national and international fame for their flying skills. Sully Sullenberger and Jeff Skiles, the pilots of US Air 1549, better known as the Miracle on the Hudson flight which made an off airport landing in the Hudson River without any loss of life to passengers or crew members.
 
The guest pilot for a Young Eagles Fly Out at the Schaumburg Regional will be Jeff Skiles.

Jeff will be flying to the Schaumburg Regional Airport in his own aircraft providing rides to children to promote aviation and the EAA Young Eagles Program.
 
If interested in this event, contact Kathy Thompson, Young Eagles Coordinator, at 630-561-1494.

This is a great way to get kids interested in flying!

 

Lyn Sims


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0 commentsLyn Sims - Northwest Suburbs • May 29 2010 12:02PM

Schaumburg Townhomes - $ Deal Alert $ 2BR Loft, 2.5BA, 2Car TOWNE PLACE $200,970

LOCATED IN TOWNE PLACE - BRADFORD MODEL WITH 2STORY LIVINGROOM, 2.5BA'S, 2 CAR GARAGE! CALL ME FOR MORE INFO & FOR A SHOWING APPT.

RE/MAX Suburban
Lyn Sims

Office: 847-230-7324
Toll-Free: 800-637-9345
Office: 847-985-7050
Website: http://www.lynsims.net
E-mail: lynsimsremax@yahoo.com
 

SCHAUMBURG, IL 60194
MLS#: 07540073
Price: $200,970
House Type: Townhouse
Bedrooms: 2
Full Bathrooms: 2
Half Bathrooms: 1
BRADFORD MODEL- 2 BEDROOM + A LOFT, 2.1 BATH AND A 2 CAR GARAGE. DRAMATIC 2 STORY LIVING ROOM WITH FIREPLACE. MASTER SUITE-VAULTED CEILING,DOUBLE VANITY, SOAKING TUB, STAND UP SHOWER. SOLD AS IS. NO SURVEY. NO DISCLOSURES. BUYER/BUYERS AGENT RESPONSIBLE FOR ANY/ALL INSPECTIONS. ALL CONTRACTS MUST HAVE PRE QUAL AND 3% EARNEST MONEY. CASH OFFERS MUST HAVE 10% EARNEST MONEY, PROOF OF FUNDS , AND CLOSE IN 2 WEEKS.
General Features
 
Year Built 1994
# Of Rooms 6
# of Units in Building 4
Unit Floor 1
Subdivision Towne Place
Pet Info Cats OK
Dogs OK
Sale Terms Conventional
FHA
VA
House Type Townhouse
Unit Features Private Entrance
Laundry/Hook-up In Unit
Vaulted/Cathedral Ceilings
Storms/Screens
Patio
Age 11-25 Years
Association Dues/Monthly Assessments 239
Assessment Includes Common Insurance
2 Pools
Exterior Maintenance
Lawn Care
Snow Removal
Taxes 3593
Tax Year 2008
County Cook
Building Features
 
Exterior Aluminum/Vinyl/Steel Siding
Brick
Roofing Asphalt/Glass (Shingles)
Basement Slab
Fireplace Type/Location Location-Living Room
Air Conditioning Central Air
Heating Gas
Forced Air
Appliances Oven/Range
Dishwasher
Refrigerator
Washer
Dryer
Disposal
Garage Type Attached
2 Car Garage
Room Features
 
Living Room Flooring Carpet
Living Room Level Main Level
Living Room Size 17X14
Kitchen Type Eating Area-Table Space
Kitchen Size 11X11
Kitchen Flooring Vinyl
Kitchen Level Main Level
Dining Room Combined w/ LivRm
Dining Room Size 11X10
Dining Room Flooring Carpet
Dining Room Level Main Level
Family Room Level Not Applicable
Bathroom Amenities Double Sink
Master Bedroom Size 15X11
Master Bedroom Flooring Carpet
2nd Bedroom Size 15X11
2nd Bedroom Flooring Carpet
Additional Room 1 Loft
Additional Room 1 Size 11X11
Additional Room 1 Flooring Carpet
Property Features
 
Lot Description Common Grounds
Foundation Concrete
Water Lake Michigan
Sewer Sewer-Public
Electricity Circuit Breakers
100 Amp Service
Driveway Asphalt
Parking 2 CAR GARAGE
Waterfront No
Schools
 
Elementary School SCHAUMBURG DIST 54
Middle School SCHAUMBURG DIST 54
High School SCHAUMBURG DIST 211

Listing information courtesy of: COLDWELL BANKER

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real estate listings held by brokerage firms other than RE/MAX Northern Illinois are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. © 2010 Midwest Real Estate Data LLC. All rights reserved. Information Deemed Reliable but Not Guaranteed. Listing information from this property search is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© Copyright RE/MAX Northern Illinois. Each RE/MAX® office is independently owned and operated.
Privacy Policy | Terms of Use

 

 

 

Lyn Sims


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0 commentsLyn Sims - Northwest Suburbs • May 28 2010 11:08AM

Schaumburg Condos ~ $ Deal Alert $ 2BR 2BA 16x12 BR's $148,750

PLEASE CALL ME ABOUT THIS PROPERTY WITH QUESTIONS! BELOW MARKET & LARGEST UNIT IN SUBDIVISION!

RE/MAX Suburban
Lyn Sims

Office: 847-230-7324
Toll-Free: 800-637-9345
Office: 847-985-7050
Website: http://www.lynsims.net/IL7539794
E-mail: lynsimsremax@yahoo.com

1731 CHESAPEAKE Lane #1
SCHAUMBURG, IL 60193
MLS#: 07539794
Price: $148,750
House Type: Condo
Bedrooms: 2
Full Bathrooms: 2
Two master suites and plenty of living space. Fannie Mae owned. No bill of sale on personal prop.No disc. EM must be certified funds. Prequal/Proof of Funds required w/ offer. Info not guaranteed. Room/Lot sizes are approx. Any assess to be verified by buyer. Purchase this prop for little money down w/ Homepath financing. Seller won't respond to offers from non owner occup until prop has been listed for 15 calendar days.
General Features
Year Built 1987
# Of Rooms 5
# of Units in Building 4
Unit Floor 1
Pet Info Cats OK
Dogs OK
House Type Condo
Age 11-25 Years
Association Dues/Monthly Assessments 195
Taxes 2934.76
Tax Year 2008
County Cook
Building Features
Exterior Aluminum/Vinyl/Steel Siding
Brick
Approximate SqFt. 1200
Air Conditioning Central Air
Heating Gas
Forced Air
Garage Type Attached
Room Features
Other Rooms Utility/Laundry-1st Floor
Living Room Flooring Ceramic Tile
Living Room Level Main Level
Living Room Size 24X15
Kitchen Size 16X13
Kitchen Flooring Ceramic Tile
Kitchen Level Main Level
Dining Room Size COMBO
Dining Room Flooring Carpet
Dining Room Level Main Level
Family Room Level Not Applicable
Master Bedroom Size 16X13
Master Bedroom Flooring Carpet
2nd Bedroom Size 16X12
2nd Bedroom Flooring Carpet
Additional Room 1 Utility Rm
Additional Room 1 Size 8X5
Additional Room 1 Flooring Vinyl
Property Features
Water Lake Michigan
Sewer Sewer-Public
Parking 1 Car Garage
Waterfront No
Schools

Listing information courtesy of: COLDWELL BANKER RESIDENTIAL

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real estate listings held by brokerage firms other than RE/MAX Northern Illinois are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. © 2010 Midwest Real Estate Data LLC. All rights reserved. Information Deemed Reliable but Not Guaranteed. Listing information from this property search is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© Copyright RE/MAX Northern Illinois. Each RE/MAX® office is independently owned and operated.
Privacy Policy | Terms of Use

 

Lyn Sims


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    © 2007 - 2010 Lyn Sims

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0 commentsLyn Sims - Northwest Suburbs • May 28 2010 10:55AM

Schaumburg Townhomes - What type of financing are buyers using?

There has been much confusion lately it seems on theschaumburg townhomes advantages and exclusive use of FHA financing and I wanted to check & see what is going on in our area.  As all real estate is local, let's see what is going on just in Schaumburg Townhomes.  

What I found was actually quite eye opening as what the media spin would like us to believe and what is actually closing are two different things.  Two good financing posts recently are very conflicting.  John Mulkey, did a post on the major use of FHA financing from the head of FHA.  There are worries that the system might be overtaxed, overused and could lead us again into financial disaster.  

Another point of view from a loan officer, Janet Guilbault states that FHA loans are such a staple now (crack heads reference) across the nation, FHA better not being going anywhere soon!  When it comes to Schaumburg Townhomes and our area - FHA has always been a valuable financing option just because of the low down payment to qualify.  With the new lending guidelines, FHA is also much more lenient as far as credit scores, dings on your credit (which is just called life), and slightly higher qualifying ratios.  

So here is what we have for financing types for Schaumburg Townhomes -

schaumburg townhomes

Cash - I guess it is still king. This really surprised me.  If buyers are so cash strapped why are there so many cash transactions?  Maybe buyers aren't so broke after all?

VA Loans - I thought that more buyers would have taken advantage of this great opportunity with the lowest amount down available.  

Conventional Loans - what this shows us is that more buyers actually have a larger down payment and are choosing to go conventional side stepping mortgage insurance or not have to pay FHA mortgage insurance for the life of the loan.  Again, tells us that maybe buyers aren't so broke after all?


If you are thinking of selling your Schaumburg Townhome or purchasing a townhome in or near Schaumburg, please give me a call so we can discuss financing and any other questions you might have.

FHA Approved Communities
FHA Loan Requirements
Mortgage Terms Glossary
8 Steps to Getting your Finances in Order
Buyer Closing Costs

 

 

Lyn Sims


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0 commentsLyn Sims - Northwest Suburbs • May 27 2010 06:28PM

It's all About Curb Appeal

This is absolutely true!  ARE YOU THE LAZY NEIGHBOR? 

Well are you?  Sometimes we have to step outside the box and take a critical look at one of our prizedcurb appeal, possessions - our home!  If you were a buyer, would you buy it back?  If not - get to work now!

If you are putting your home on the market, there is no time to loose!  Buyers have many homes to choose from and if yours doesn't look nice from the street, they will just drive away screaming 'NEXT'. 

Get that curb appeal!  Enjoy this post from Becky Bedard from Charlotte North Carolina.

Via Becky Bedard (Keller Williams Ballantyne Area):

Have you driven through your neighborhood lately an seen that neighbors house and said oh my god why don't they do something!! Well prior to listing your home take a good look at the outside of your home from your neighbors view. You might be surprised what you see. Can you see the windows through the over grown bushes? Have the flower beds taken over the sidewalk? When you look at the grass is it yellow or full of bare spots? How about the front door? Is it purple or a funny color green? There are so many homes on the market right now, shouldn't yours shine? Lets get out those hedge clippers, paint cans and grass seed. Let's make buyers pull up to the front of your home and say WOW! It won't take but a short time or if need be call me and I'll find a local handy man/lawn keeper and what a difference. Your market value will increase and days on the market will shorten, if you don't have "The Lazy Neighbors House".

 

Lyn Sims


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5 commentsLyn Sims - Northwest Suburbs • May 26 2010 12:19PM

Hoffman Estates Homes - What type of financing are buyers using?

What happens when 'something you think' and 'something that is' don't agree?  


Hoffman estates homes,Recently I needed to check what type of financing recent buyers have been using because I've got a listing that will only accept conventional financing.  I checked all Hoffman Estates homes that closed over the last 4 months of 2010 and here's what I found:

Not what I thought - Not what I've been told!

I was surprised because a good chunk is 'cash'.  Remember the adage 'who's got cash these days'?  I guess more people then I thought!

The other point 'I've been told' has been that all buyers are using FHA financing recently because it's just easier, better guidelines, less hassles.  Well ok, but the statistics don't show that as true here for Hoffman Estates homes.  Another point about going FHA financing has been the down payment issue - most people don't have a large down payment saved up.  Well that also seems to be an incorrect perception because most conventional loans now normally want 10% down or more. 

hoffman estates homes


Now if you are a seller of a Hoffman Estates home in the lower price ranges below $250,000 I would say you had better get prepared for a buyer going FHA.  In fact, prepare for all types of financing including that one buyer that has a 'briefcase full of cash'.

If you are thinking of selling your Hoffman Estates home or purchasing a home in or near Hoffman Estates, please give me a call so we can discuss financing and any other questions you might have.

Village Profile

 

 

Lyn Sims


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2 commentsLyn Sims - Northwest Suburbs • May 25 2010 01:01PM

Schaumburg Homes - What I found out about financing

What happens when 'something you think' and 'something that is' don't agree?  


schaumburg homes,FHA loans,Today I wanted to check what type of financing recent buyers have been using because I've got a listing that will only accept conventional financing.  I checked all Schaumburg homes that closed over the last 4 months of 2010 and here's what I found:

Not what I thought - Not what I've been told!

I was surprised because a good chunk is 'cash'.  Remember the adage 'who's got cash'?  I guess more people that I thought!

The other point 'I've been told' has been that all buyers are using FHA financing recently because it's just easier, better guidelines, less hassles.  Well ok, but the statistics don't show that as true here for Schaumburg homes.  Another point about going FHA financing has been the down payment issue - most people don't have one saved up.  Well that also seems to be a nasty rumor because most conventional loans now normally want 10% down or more.

schaumburg homes,FHA loans,

Now if you are a seller of a Schaumburg home in the lower price ranges below $250,000 I would say you had better get prepared for a buyer going FHA.  In fact, prepare for all types of financing including that one buyer that has a 'briefcase full of cash'.

If you are thinking of selling your Schaumburg home or purchasing a home in or near Schaumburg, please give me a call so we can discuss financing and any other questions you might have.

 

 

Lyn Sims


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4 commentsLyn Sims - Northwest Suburbs • May 24 2010 04:06PM

The Top 20 Tacky Staging Techniques

Sellers Advice here!  The Top 20 Tacky Staging Techniques will give you some great ideas on what not to do. If it looks phony or contrived - get rid of it. 

Plastic plants - plant them firmly in your recycle bin.

Wine bottles near the whirlpool?  It's not the Sybaris (only in Chicagoland) folks.

The picture below looks like someone put a rose thru a shredder.  How romantic!  It's making me swoon.

Angela Voss a stager from Washington gives you these great suggestions on how not to make yourself the laughing stock of the real estate community!  We take pictures of all this tacky stuff BTW if you didn't know!

Via Angela Voss (Designology Home Staging and Publishing):









Home staging should show off the great features of your listing and diminish the negative ones, not create a phony atmosphere. It's all about marketing that feeling of the good life and what is possible for the room without going overboard.

A home should never look like it's been staged.

20 Tacky Techniques:

  1. Napkins stuffed in wine glasses (Creates a phony atmosphere.)
  2. Place settings on a table or bar (Nothing says, "This home has been staged", more than dishes, stemware, silverware, and napkins.)
  3. Old bath towels hanging on a bar with ribbon (Old towels will not give a buyer the spa feeling, even with a ribbon.)
  4. Single piece of artwork on a wall with nothing else in the room (Buyers will only see the art and not the room, especially online.)
  5. Furniture store tags on items that are for sale (Staging should be about the house and not what furniture is being sold by a store.)
  6. Old, dirty rugs (Rugs should only be used to define space or add color. Buyers need to see the floors and what they are buying.)
  7. Dusty, plastic trees with only a few branches (I don't mind trees, but they have to look nice.)
  8. Cuttings from bushes and branches brought inside (Will wilt rapidly, and it will take the eyes away from the room.)
  9. Accessories that have nothing to do with the style of the home (Example: You can't take a country look and put it in a contemporary house.)
  10. A card table with a sheet covering it in a dining room (A cheap look and does not represent the room dimensions.)
  11. Plants or greenery over window treatments (Shows off bad decorating, and again takes the buyer away from the overall room.)
  12. Plastic patio furniture inside that is covered or not (Just don't!)
  13. Cheesy old lamps (Get the granny lamps out.)
  14. Cheap plastic flowers (What I like to call "forever flowers" usually found at dollar stores.)
  15. Sofa covered with a sheet as a slipcover (Planning on painting anytime soon?)
  16. Blow-up beds (From personal experience: blow up beds will only stay fully inflated for a short time no matter how expensive they are.)
  17. Plastic fruit (Fruit can be done right, but the majority of the time it looks tacky, creating a phony atmosphere.)
  18. Breakfast tray on a bed with tumbled wine glasses (Creates a phony atmosphere.)
  19. Only two chairs in a living room (This will not give a buyer a sense of the space.)
  20. Wine bottle sitting on the edge of a garden tub (Creates a phony atmosphere.)

Tacky staging can spell disaster for your listing. Why? Because we remember tacky! What you put in the home is the perception of what the value of the home is worth. Your poorly staged listing becomes, "That house with the saggy, deflated blow up bed," or "That place with the cheesy lamp like the one in my parents' house."

If the accessories and furniture looks like you got it out of grandma's attic or down the street at a yard sale, the buyer could expect a yard sale price tag on the house. It is better to leave a house empty then to use bad décor! Staging should enhance the architecture of the home, not show off poor decorating ideas. Bad staging draws attention to itself - and distracts your buyer from your listing!

Please understand the quality of a good home stager.  Know what services you are having your seller buy and who you are recommending. They will be worth their weight in gold.

Helping you get your listing SOLD,
Angela Voss
Designology Home Staging

 

Lyn Sims


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3 commentsLyn Sims - Northwest Suburbs • May 24 2010 11:46AM

The "M" Word ... yes I mean MOLD

The dreaded 'M' word - MOLD.  Educate yourself about it and find out what are the newest ways to deal with it if you have it.  Ignoring it is not good, neither is the old 'bleach' technique. Remediation (see a big scary word) is the key.

This is from a home inspector, Michael Thornton in Tennessee who gives you his professional perspective.

Via Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):

The "M" Word...
The "M" Word     Mold. A four letter word that is the "kiss of death" to most property transactions. And why not? With all the negative publicity and horror stories on the Internet, buyers head for the hills once the "M" word is mentioned in the inspection report.
     The "M" word is like Superman ~ it's everywhere. Unless you live in a vacuum or in an operating room, spores occupy ever nook and cranny of your home. All you need to do is add water and voila, within 24 - 48 hours, the "M" word appears.
     Just because it's black doesn't mean that it is the "killer" stuff. The "M" word is like people. It comes in differing types, shapes and colors. Most of the time the black "M" word I find is nothing more than a common allergen. The killer stuff develops only after prolonged periods of exposure to water. It is a slow growing fungi.
     Keep a cool head. Find and eliminate the source of water, and the "M" word is no longer an issue.
     Have suspect areas tested. Qualified inspectors can do the same testing as aThe "M" Word Certified Industrial Hygienist (CIH). Results can be be relayed back to interested parties within 48-72 hours. Are you dealing with a common allergen or something more serious? Testing is the only way to be sure.
     Get several bids - check the scope of work. Remediation companies will charge varying amounts depending upon the scope of work. Companies that just "Kill the "M" word, will be less expensive than those who remove it. Will it include air-duct cleaning? Be wary. A good remediation job needs to pass the sight, smell and viable test.
     Education is paramount. There are many properties that have gone through successful remediation procedures. Good, qualified contractors will warrant their work. Most chemicals used today will last for 10 years or more. Education takes away a lot of the doubt and fear about the unknown. Don't let the "M" word kill your deal...

Complete Home Inspections/Complete Video Promotions 
© 2010 michael thornton | complete home inspections, inc./complete video promotions | brentwood, tn | 615.661.0297 | www.completehomeinspectionsonline.com
Helping YOU Help Others Live THEIR American Dream

 

Lyn Sims


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2 commentsLyn Sims - Northwest Suburbs • May 24 2010 11:33AM

Schaumburg Townhomes - $ Deal Alert $ 3BR 2.5BA 2 Car Garage $209,900

This is the best price! Let me know if you would like to see this!

RE/MAX Suburban
Lyn Sims

Office: 847-230-7324
Toll-Free: 800-637-9345
Office: 847-985-7050
Website: http://www.lynsims.net/IL7535547
E-mail: lynsimsremax@yahoo.com

160 CRESCENT Lane #160
SCHAUMBURG, IL 60193
MLS#: 07535547
Price: $209,900
House Type: Townhouse
Bedrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1
3 BR, 2.5 baths, two story living room with fireplace--Excellent condition throughout. Kitchen w/pantry, breakfast room opens to patio/backs to open green area. Master bedroom suite & 2nd bedroom w/walk-in closets--2nd floor laundry room & two car attached garage. GREAT location!
General Features
Year Built 1996
# Of Rooms 6
# of Units in Building 6
Unit Floor 1
Subdivision Towne Place West
Pet Info Cats OK
Dogs OK
House Type Townhouse
Unit Features Private Entrance
Laundry/Hook-up In Unit
Vaulted/Cathedral Ceilings
Age 11-25 Years
Association Dues/Monthly Assessments 221
Assessment Includes Pool
Exterior Maintenance
Lawn Care
Snow Removal
Taxes 4249.54
Tax Year 2008
County Cook
Building Features
Exterior Aluminum/Vinyl/Steel Siding
Brick
Basement Slab
Approximate SqFt. 900
Fireplace Type/Location Location-Family Room,Wood Burning
Air Conditioning Central Air
Heating Gas
Forced Air
Garage Type Attached
2 Car Garage
Room Features
Living Room Flooring Carpet
Living Room Level Main Level
Living Room Size 14X13
Kitchen Type Eating Area-Table Space
Kitchen Size 18X8
Kitchen Flooring Vinyl
Kitchen Level Main Level
Dining Room Combined w/ LivRm
Dining Room Size 13X9
Dining Room Flooring Carpet
Dining Room Level Main Level
Family Room Level Not Applicable
Master Bedroom Size 15X11
Master Bedroom Flooring Carpet
2nd Bedroom Size 10X10
2nd Bedroom Flooring Carpet
3rd Bedroom Size 12X10
3rd Bedroom Flooring Carpet
Property Features
Water Lake Michigan
Sewer Sewer-Public
Parking On-Site
Waterfront No
Schools
Elementary School RIDGE CIRCLE ELEMENTARY SCHOOL
Middle School CANTON MIDDLE SCHOOL
High School STREAMWOOD HIGH SCHOOL

Listing information courtesy of: K & S REAL ESTATE

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real estate listings held by brokerage firms other than RE/MAX Northern Illinois are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. © 2010 Midwest Real Estate Data LLC. All rights reserved. Information Deemed Reliable but Not Guaranteed. Listing information from this property search is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© Copyright RE/MAX Northern Illinois. Each RE/MAX® office is independently owned and operated.
Privacy Policy | Terms of Use | Chicago Real Estate

 

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2 commentsLyn Sims - Northwest Suburbs • May 24 2010 09:42AM

LOAN UNDERWRITING REALLY ISN’T THAT MYSTERIOUS

New buyers or a mortgage refresher course - what is Underwriting?  What happens in Underwriting?  We loan underwriting,need to de-mystify the process so you can understand exactly what it is.  It simply is a request for more paperwork or a need for a clarification on the paperwork you've sent the lender. 

I'm not sure why every request from an underwriter gets met with hostility but it does.  Even I do it when I purchase a home - I just hate them and somehow feel that they already have my DNA what more could they want?  Just calm down and remember it's just a process and shouldn't be confused with your personal integrity.

Enjoy this great explanation from Donne Knudsen a loan officer in Simi Valley, CA.

Via Donne Knudsen (Cobalt Financial Corp.):

 

The other day, I came across a post by Ralph Gorgoglione asking whether the underwriting process was a standard process or did it vary from lender to lender.  While I commented that very little about the underwriting process these days seems standard anymore, the underwriting process most certainly isn't a mystery either or least it doesn't have to be (yes, it can vary from lender to lender). 

There are a number of things that can wreak havoc on a loan transaction (as Ralph points out) and while many of them are underwriting related issues, there most certainly is no reason why agents shouldn't be allowed to be privy to why these matters have come up and what is being done to resolve them. 

 

Personally, so many of the scenarios that do come up in the underwriting process are not deal breakers but so often it seems that the agents in the transaction as well as our own borrowers sometimes get so worked up over the requests for additional documentation and simply don't seem to understand why these matters need to be addressed.  I guess we (MLO's) are to blame for that one - we need to be better educators with our borrowers and their agents. 

Some of the things that I see agents around here complain about are actually very valid matters that need to be verified and documented yet instead of understanding the need for the documentation, agents and/or buyers will just gripe and complain about having to provide the required documentation.  This can also be attributed to so many years of borrowers having to provide so little documentation (and we all know how that ended) that now any requests seems like too much. 

Those days are long gone folks and quite frankly, I'm glad.  All loans now are full doc loans and not only does everything regarding the borrower's ability to qualify and pay for a mortgage need to be verified and documented but properties also need to be qualified as well. 

Granted, much of this can be done in such a way and in a particular time frame so that it doesn't have to necessarily delay the escrow process.  This is where an experienced, hard-working and diligent MLO is absolutely vital. 

One of the scenarios that Ralph asked about were the problems with Homeowner's Associations (HOA).  This is most certainly a challenge and it doesn't seem to be getting all that much better either. 

Not only has our current declining economy been really tough on homeowners but it also has been extremely hard on the millions of condo complexes and the HOA's that manage these units. 

The challenges that we are seeing so much of now with condo requirements have always been there as guidelines for borrowers purchasing a property in a condo complex.  The problem is that these guidelines were never an issue before until now.  The three most troublesome matters with purchasing a condo right now are a) the owner occupancy ratio, b) the financial status of the HOA and c) any pending HOA litigation.  

In a strong and rising market, these matters weren't an issue:  owner occupancy was great, the financial status of the HOA was strong and the HOA's generally handled their legal issue quickly and completely.  In today's declining market, this has not been the case and many HOA's are in severe financial and legal distress.  This makes purchases in these complexes much more risky for lenders and their investors. 

As we all know, all mortgages are packaged up and sold off to the secondary market after the close of escrow and if a lender can't sell it, they won't fund it.  These days, secondary market investors are looking for safer investments and that generally does not include properties in high risk condo complexes. 

While it's still possible to purchase a condo unit, there are numerous hoops a borrower and an HOA have to jump through before getting to the closing table and this will most certainly require some additional documentation. 

Once again, this process is most certainly not some top secret that only MLO's are privy to but it will require patience, understanding and perhaps even some assistance from agents working with buyers/sellers who are looking to purchase/sell a condo. 

If agents are not willing to do what's necessary to serve their clients who want to buy/sell a condo then they need to refer the client to someone else who is willing to do what it takes to help the buyer/seller purchase/sell a condo. 

Stay tuned for part 2 where I discuss some of the challenges of verifying a buyers employment.

UNDERWRITING REALLY ISN'T THAT MYSTERIOUS BUT IT'S NOT STANDARD BY ANY MEANS EITHER - Part 2

 

Lyn Sims


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0 commentsLyn Sims - Northwest Suburbs • May 23 2010 01:04PM

Paneling in your home? No one wants to look at it anymore!

Paneling in your home?

I'm sorry for you   :-(   I really am.

From a home sale perspective here in the Hoffman Estates area, it's the kiss of death for your home sale!  

Buyers consider it an eyesoar
and will refuse to deal with it.  So what should you do? Here's my thoughts from past marketing experience:

  • REMOVE IT
  • DRYWALL OVER IT
  • PAINT IT


My personal preference is going to make you unhappy.  I recommend removing it and re-drywall the area with 1/4' drywall.  Basically think of it as a thin fresh coat over the ugly 60's paneling.  There might be glue residue and numerous nail holes that need to be covered over and patched.  I would recommend calling in a professional drywaller for 'mudding' help.  These guys make quick work of 'taping' and if you don't know what you're doing you can make the situation worse!

I have sellers that recently fessed up about the extra work that I requested they do.  Guess what?  They loved the result.  They said they should have done it sooner rather than look at it for a minute longer! I normally would do a 'before' and 'after' photo for you but the walls were so ugly in this room my camera REFUSED to take a picture of it!  This picture shows you the final result.

removing paneling,hoffman estates Il real estate,

 

Ok, moving on to your next solution - paint it.  This should be your last resort because everyone will notice the lines running down the wall.  Don't forget that you will have to prime the paneling before painting it and better get prepared for 2 coats of paint if the paneling is very dark.

So no more excuses - it's never coming back in style!  

 

Just get started on the project BEFORE you put your Hoffman Estates home on the market!

 

 

Lyn Sims


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30 commentsLyn Sims - Northwest Suburbs • May 22 2010 04:56PM

Updating your Kitchen or Baths? Need help with what to do?

Updating your Kitchen?  Need help with what to do?


I recently picked up Consumer Reports Kitchen Planning & Buying Guide 2010 that really gives a goodupdating to sel your home, broad range of suggestions and things not to miss.  

Lately with the down market I've been seeing many homeowners installing lots of upgrades that they won't be getting their money out of.  Granite counters are the most popular and best example.  If you live in a small home, quad or average townhome - let's face it you've been sold a bill of goods by Home Depot and Lowes. Every consumer forgets they are in the business of selling building materials and home improvements NOT real estate.  

This guide will give you examples of how much things cost so you can plan and total your entire project and see if you will be getting any return.  'Return' might not mean dollars per se but just the fact that your home will sell in this competitive marketplace.  

If you were a realistic buyer their #1 choice would be the house with the least amount of remodeling work for the price.   Let me tell you a little secret, if you don't want to change your countertops from that old and crusty harvest gold from the 70's, no buyer is going to either.  Stop thinking that the buyer can do it like 'they like it'.  Another hallucination on your part.  They will walk and purchase a home that will have the least amount of work to do.

So, back to the guide.  It will give you lots of tips on the newest trends and how much they will cost.  Appliances were also in here and tested with ratings.  So less gas and hassles because you can shop and dream prior to going to the store for purchases.

But Lyn, I'm on a R - E - A - L tight budget, what can I do?

Here's a couple of great places that I've found:   Hobo's  - variety of things from flooring, furniture, lighting and REAL cheap granite or marble vanity tops for remodeling your bathroom.  It's a hit or miss situation there and turnover is pretty fast.  You will need to have a handyman or installer in mind if you can't do it yourself.  If you can - cha ching for your wallet!

Sears Outlet in Elgin on Golf Rd. - all kinds of great appliances, not only Kenmore brands, are there.  Some 'bruised' that are priced to move out of the store!  If a refrigerator has a small ding on the left side and that is the side in your kitchen facing the wall which no one will see - cha ching again for your wallet!

Small changes can make a big difference!  So get the Consumers Reports Guide (on sale til June 15th, 2010) and start your plans.  

Not sure what would be the best things to do for your future move?  Give me a call so I can counsel you on what updates would get your home sold in this market!

 

Lyn Sims


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6 commentsLyn Sims - Northwest Suburbs • May 22 2010 01:19PM

Prairie Arts Festival May 29th and 30th, 2010 Schaumburg IL

23rd Annual Prairie Arts Festival

The village presents its popular Memorial Day weekend festival on the grounds of the Atcher Municipal prairie arts festival,schaumburg IL,Center, at the intersection of Schaumburg Road and Summit Drive. The exhibition and sale will feature over 150 fine artists, including jewelers, painters, photographers, and sculptors from coast to coast.

The free annual festival continues to draw patrons from Chicago, the Northwest Suburbs, and outlying areas, many of whom return annually to purchase art, and to enjoy wonderful music and great food on the festival ground's beautiful outdoor surroundings.

Live entertainment can be heard throughout the festival where various musical artists are featured hourly. Restaurant vendors will also be on-site serving a variety of food. In addition, younger artists will enjoy a children's activity tent sponsored by the Schaumburg Park District.

prairie arts festival,schaumburg IL,The two-day festival will operate from 10am to 5pm Saturday and Sunday, rain or shine.

Admission is free.

 

 

For more information about the festival, purchase awards, or program advertisements, call 847.923.3605 or 847.895.3600 weekdays from 8am to 6pm or visit www.prairiecenter.org.

 

Lyn Sims


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5 commentsLyn Sims - Northwest Suburbs • May 18 2010 04:44PM

Appraiser Announces the Attic needs Inspection

Well there's always something!



Had an appraisal done for one of my sales and the lenders processor just told me about 'the conditions' from the appraiser. appraisal problems, Now this is a short sale so there was nothing wrong with the below market sales price, I guess I am irked by the comments and recommendations from the appraiser!

1)  Lights have to be working and all utilities have to be turned on.   (Because he's afraid of the dark?)
2)  Attic needs to be inspected as well as the basement & crawl space.   (Yep, it's true, he is afraid of the dark!)

How lovely!  What did the appraiser do while he was there?  The buyer and I visited and purchased the house with no lights, no water & we got to see the basement and crawl space with no apparent problems on our part.  

But when does an attic need to be inspected?  Just another example of an appraiser that's run amok!  

Probably going to charge us a re-inspection fee too.  That's one way to increase your fee isn't it?

 

Lyn Sims


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11 commentsLyn Sims - Northwest Suburbs • May 18 2010 08:39AM

Schaumburg Townhomes - $ Deal Alert $ 2BR Coach Home for $114,900

RE/MAX Suburban
Lyn Sims

Office: 847-230-7324
Toll-Free: 800-637-9345
Office: 847-985-7050
Website: http://www.lynsims.net/IL7520384
E-mail: lynsimsremax@yahoo.com

1510 COMMODORE Lane #6
SCHAUMBURG, IL 60193
MLS#: 07520384
Price: $114,900
House Type: Manor Home/Coach House/Villa
Bedrooms: 2
Full Bathrooms: 1
CORPORATE OWNED AND SOLD IN CURRENT AS-IS CONDITION. NO REPAIRS, WARRANTIES, OR INSPECTIONS PROVIDED BY SELLER. PROOF OF FUNDS OR PRE-APPROVAL LETTER MUST ACCOMPANY ALL OFFERS. PRORATE TAXES AT 100%. A SPECIAL AS-IS ADDENDUM WILL FOLLOW ACCEPTED CONTRACT. EARNEST MONEY MUST BE CERTIFIED FUNDS ONLY.
General Features
Year Built U
# Of Rooms 5
# of Units in Building 8
Unit Floor 2
Pet Info Cats OK
Dogs OK
Pet Count Limitation
Pet Weight Limitation
House Type Manor Home/Coach House/Villa
Association Dues/Monthly Assessments 183
Assessment Includes Common Insurance
Exterior Maintenance
Lawn Care
Scavenger
Snow Removal
Taxes 2069.98
Tax Year 2008
County Cook
Building Features
Exterior Aluminum/Vinyl/Steel Siding
Heating Gas
Forced Air
Garage Type Attached
1 Car Garage
Room Features
Living Room Level Main Level
Living Room Size 18X13
Kitchen Size 09X09
Kitchen Level Main Level
Dining Room Size 10X09
Dining Room Level Main Level
Family Room Level Not Applicable
Master Bedroom Size 14X11
2nd Bedroom Size 11X10
Property Features
Water Public
Sewer Sewer-Public
Parking None/Not Applicable
Waterfront No
Schools

Listing information courtesy of: CORNERSTONE REALTY, INC.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real estate listings held by brokerage firms other than RE/MAX Northern Illinois are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. © 2010 Midwest Real Estate Data LLC. All rights reserved. Information Deemed Reliable but Not Guaranteed. Listing information from this property search is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© Copyright RE/MAX Northern Illinois. Each RE/MAX® office is independently owned and operated.
Privacy Policy | Terms of Use

 

Lyn Sims


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0 commentsLyn Sims - Northwest Suburbs • May 17 2010 01:32PM

Schaumburg IL Homes - Steal of a Deal $$ 3BR 2 car Garage $180,000

RE/MAX Suburban
Lyn Sims

Office: 847-230-7324
Toll-Free: 800-637-9345
Office: 847-985-7050
Website: http://www.lynsims.net/IL7484493
E-mail: lynsimsremax@yahoo.com

SCHAUMBURG, IL 60193
MLS#: 07484493
Price: $180,000
House Type: 1 Story
Bedrooms: 3
Full Bathrooms: 1
Half Bathrooms: 1
SPACIOUS BRICK RANCH HAVING 6 ROOMS 3 BEDROOM & 2 CAR ATTACHED GARAGE + LARGE FENCED IN LOT - GOOD MECHANICAL SYSTEMS - LARGE BRIGHT ROOMS - KITCHEN WITH EATING AREA PLUS ADDITIONAL TABLE SPACE - LARGE GARAGE WITH ADDITIONAL STORAGE SPACES - AFTER A FEW HOURS OF CLEAN UP THIS IS YOUR DREAM HOME.
General Features
Style of House Ranch
Apx. Year Built 1972
Age 26-50 Years
Common Amenities Park/Playground
Extra Equipment Ceiling Fan
Number of Rooms 6
Taxes 3261
Tax Year 2008
County Cook
Building Features
Exterior Brick
Roofing Asphalt/Glass (Shingles)
House Type 1 Story
Basement Slab
Approximate SqFt. 1120
Air Conditioning Central Air
Heating Gas
Forced Air
Bathroom Amenities Shared Master Bath
Garage Type Attached
2 Car Garage
Room Features
Kitchen Size 18X11
Kitchen Flooring Vinyl
Living Room Flooring Carpet
Living Room Level Main Level
Living Room Size 16X16
Master Bedroom Level Master on Main Floor
Master Bedroom Size 14X10
Master Bedroom Flooring Carpet
2nd Bedroom Level 2nd BR on Main Floor
2nd Bedroom Size 13X10
2nd Bedroom Flooring Wood Laminate
3rd Bedroom Size 10X10
3rd Bedroom Flooring Carpet
Other Room 1 Foyer
Other Room 1 Size 6X5
Other Room 2 Laundry
Other Room 2 Size 7X6
Property Features
Acreage 0.2
Lot Size Less than .25 Acres
Lot Dimensions 76 X 116
Lot Description Fenced Yard
Foundation Concrete
Waterfront No
Driveway Concrete
Sewer Sewer-Public
Water Lake Michigan
Electricity Circuit Breakers
Schools

Listing information courtesy of: KELLER WILLIAMS SUCCESS REALTY

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real estate listings held by brokerage firms other than RE/MAX Northern Illinois are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. © 2010 Midwest Real Estate Data LLC. All rights reserved. Information Deemed Reliable but Not Guaranteed. Listing information from this property search is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© Copyright RE/MAX Northern Illinois. Each RE/MAX® office is independently owned and operated.
Privacy Policy | Terms of Use

 

Lyn Sims


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4 commentsLyn Sims - Northwest Suburbs • May 17 2010 01:17PM

Hostmonster Sucks - go elsewhere for better customer service!

Hostmonster - go elsewhere to get better customer service!


A story of bad customer service & just nastiness that I hope you will learn from.  I had been a customer of Hostmonsterhostmonster, for quite some time and my renewal time was coming up soon.  I'd been watching the different sites offer better options for less and less money and was thinking of changing this time around.  Around the 30 day mark I started receiving email alerts on my credit card that someone was trying to charge without authorization - guess who it was?  Hostmonster! 

So they finally sent emails to me saying that they had not been able to charge me for my yearly hosting.  Well yeah -  who ups something over 30 days before it's due?  I told them that I will decide when I will renew my hosting and left it at that.

Well somehow, they finally rammed thru a charge on my debit card of which there were no funds.  So on top of an unauthorized charge now I have another $30 overdraft fee from the bank.  I thought I was getting ripped off with the monthly charge before - let's just add more money to it!

So I filed an unauthorized charge back to Hostmonster!  What did Hostmonster do?  They cut off my hosting previous to the yearly deadline and now are holding all my info hostage!  If I don't pay them $50 they will not give me the code to download my information.  Thanks Hostmonster for holding MY informaton hostage for money BEFORE my yearly host time is up.

Total nastiness ensued with the Hostmonster Billing Dept. and with tech support.  My advice to you?  GO ELSEWHERE!

SHOW HOSTMONSTER that there are plenty of other places to take your business and do it.  My Hostmonster fee was $107 for the year and now it's only $36 with I Page.  You don't need a mensa membership to figure out the quick savings there!  

HOSTMONSTER sucks - go elsewhere for better customer service, less hassles, more savings!

 

Lyn Sims


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11 commentsLyn Sims - Northwest Suburbs • May 15 2010 10:12AM